Mix oats, almond flour and mashed banana in a medium bowl.
Mix in your optional Add-Ins of choice. Combine well.
Place the mixture on a parchment lined baking sheet, form into a round 6-8 inch cookie and flatten about 1/4-1/2 inch thickness.
Bake at 375 degrees f for 8-10 min.
Flip carefully with large spatula and then bake for an additional 5-8 min. Keep an eye on it.
You want the edges to just brown. Cool.
Mix a few tablespoons Greek yogurt, quark, or whipped coconut cream, with a drop of vanilla and a pinch of your favorite sweetener.
Spread the yogurt/cream the cookie. Top with your favorite fruit, berries or nuts.