Preheat your oven to 350 degrees f. and line a muffin tray with 12 silicone muffin molds or paper liners.
Place the oats, flours, pumpkin spice, salt, baking powder and soda into your blender or food processor.
Pulse until finely ground and well combined.
Stop your blender and add in the pumpkin puree, eggs, milk, vanilla, yogurt and honey.
Continue to blend for a few seconds, just until everything starts to combine.
While blender is paused, scrape down the blender sides with a spatula, then add in your sliced banana.
Blend a bit more, just until incorporated and smooth.
Fold in your chocolate chips, then divide the batter evenly into your prepared muffin cups.
Bake for 22-24 minutes, just until golden brown and a toothpick inserted comes out clean.
Once your muffins are ready, remove from the oven and allow to cool.
Store in the refrigerator for up to 5 days.
Enjoy!