Heat oil in a large skillet over medium-high and add onion, cooking for 2-3 minutes.
Add the turkey, cook until nicely brown.
Add the seasonings, stirring to combine with the meat.
Reduce the heat to medium-low, add the beans, salsa, and water, stirring together and cooking at a low simmer for 4 minutes.
Gently stir in the tortilla strips, and cook about 2 minutes.
Remove from the heat and add the cheese over the top.
Garnish with avocado, tomato, and green onions.